Situations we help with
Missing payments is stressful in a specific way: the mail becomes something you dread opening, and the problem grows faster than the money does. Reinstating a loan usually means a lump sum you don't have in hand right now.
Late fees and interest stack on top of what you already owe, and once the account is far enough past due the lender starts the foreclosure process. Every month you wait usually makes the total owed larger and the amount left for you smaller.
We buy the home as-is for cash and close on a date you choose. At closing, the loan payoff and any late amounts are paid directly from the sale proceeds. If the house is worth more than you owe, the difference is yours. If you owe more than the house is worth, we'll be honest with you about it and point you toward the options we can't offer.
People fall behind because of a layoff, an injury, a business that slowed down or a medical bill that showed up at the worst time. We have never met anyone who planned for it. Our job is to explain your options plainly so you can make a decision without pressure.
Also relevant
Sellers often find they're dealing with more than one of these at the same time. We can handle the whole picture.
Behind on Payments — next step
Nothing you tell us commits you to anything. If we're not the right fit for your situation, we'll say so and point you toward someone who is.
Prefer to talk it through? Call (702) 907-5877 and ask for [OWNER NAME]. If we're on another call, leave a message and we'll call you back the same day.
(702) 907-5877We're a local company, not a call center. You won't be added to a list or sold to anyone.